retirely.club — Financial Planning Tool
Retirely
See exactly how much you need — every year — to retire on your terms.
🛡️ Insurance Coverage
Your insurance coverage will be projected to retirement age — Term at 6% inflation, Health at 10% medical inflation.
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📈 Current Investments
Break down your portfolio by instrument. Growth rates are pre-filled with typical values — edit them as needed.
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| Instrument |
Current Corpus (₹) |
Monthly SIP (₹) |
Growth Rate (%/yr) |
Annual Step-up (%) |
| Total |
₹0 |
₹0 |
— |
|
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🎯 Life Events / Deviations
Each event can have a lumpsum withdrawal and/or a monthly SIP reduction — toggle each section independently and choose which instrument is affected.
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Quick Add
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Your Retirement Blueprint
🥧 Corpus Breakdown at Retirement
How your total retirement corpus is split across each instrument, and how it flows into post-retirement buckets.
Retirement Bucket Allocation
🪣 Post-Retirement Bucket Strategy
Your funds split into three buckets. Expenses are met first from annuity income, then debt pool, then equity.
Bucket Drawdown Timeline
| Year | Age | Annual Expense |
Annuity Income | Debt Pool |
Equity Pool | Total Corpus | Funded By |
📊 Corpus Projection
| Year |
Age |
Investment Added (₹) |
Required Corpus (₹) |
Projected Corpus (₹) |
Surplus / Deficit (₹) |
Status |
💾 Save this plan & track your yearly progress
Create a free account to save, compare actuals vs goals, and build your 50-year financial journey.
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